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*Interest Free terms and No Payments and No Interest terms are available on Long Term Finance (LTF) purchases in store & online for a limited time only, minimum spend and exclusions may apply, see offer for details. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. At the end of the Interest Free period, Q Mastercard Expired Promotional Rate or Q Card Standard Interest Rate of 27.99% p.a. applies. Minimum purchase and/or minimum payment amounts may be required. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate applies to Standard Purchases after 3 months interest free period ends (Q Mastercard 26.69% p.a. and Q Card 27.99% p.a.). Rates and fees subject to change. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.